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First, sales charges of more than 5% came from all the top to spend his guy, so mike started off more than $1000 your past hole on a $20,000 mutual fund investment capital. Plus, expenses and other fees were costing him more than 2% every year. Second, his funds both had worse than average 10-year performance archives. Third, the stock market had been lackluster since he made his investment. When you invest in funds the no treatments for the markets, but you can find funds that are excellent investments in regard to one other two factors: performance and value of transacting.

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